
Caramel Banana Pudding Cups deliver an irresistible combo of creamy vanilla pudding, caramel, and bananas all layered with buttery vanilla wafers. This easy make-ahead dessert is always a crowd-pleaser at my family gatherings or potlucks because everyone loves those cozy nostalgic flavors with a little caramel twist.
My mom taught me to make banana pudding when I was a kid but adding caramel instantly made it a favorite in our house. Now my kids beg to help layer the cups and lick the spoons clean.
Ingredients
- Cold milk: gives a silky pudding texture use whole milk for extra creaminess
- Vanilla instant pudding mix: the shortcut base for fuss free richness look for a brand with real vanilla
- Heavy whipping cream: makes the mousse extra fluffy buy fresh and check the date
- Powdered sugar: sweetens the cream just right sift if lumpy
- Vanilla extract: adds deep flavor go for pure extract if possible
- Ripe bananas: bring natural sweetness spotty but firm bananas work best
- Vanilla wafers: add a soft buttery crunch try to pick a classic brand
- Caramel sauce: brings gooey caramel notes use prepared sauce or a thick homemade version for best results
- Crushed vanilla wafers: finish with a pretty crumb topping
Instructions
- Prepare the Pudding Base:
- Whisk the cold milk and vanilla instant pudding mix together in a medium bowl for two minutes. Keep whisking until the mixture looks smooth and thick. Cover the bowl and refrigerate for five minutes so it sets up completely with no lumps.
- Make the Whipped Cream:
- Pour the heavy whipping cream into a large mixing bowl. Add powdered sugar and vanilla extract. Using an electric mixer beat the cream on medium speed until soft peaks just form. Stop as soon as it holds its shape to keep it fluffy.
- Combine Pudding and Cream:
- Gently fold the set vanilla pudding into the whipped cream. Use a wide spatula and work slowly. Fold until it is just combined making sure not to deflate the cream. This makes the pudding light and airy.
- Prepare Your Cups:
- Slice the bananas into even quarter inch rounds just before you begin assembling. This keeps them from turning brown before serving. Set up your vanilla wafers and caramel sauce so you can layer quickly.
- Create the First Layer:
- Place two or three vanilla wafers in the bottom of each serving cup. Drizzle a little caramel sauce over the wafers. The cookies will soften as they rest.
- Add Banana Layer:
- Arrange banana slices over the wafers. Try overlapping slightly so each bite gets fruit. Aim for one even layer in each cup.
- Add Pudding Layer:
- Spoon a generous amount of the fluffy pudding mixture over the banana slices. This fills about a third of the cup and sets the pattern for layers.
- Repeat Layers:
- Continue building more layers in each cup. Add more wafers caramel bananas and pudding alternating until each cup is full and the top layer is pudding.
- Final Touches:
- Sprinkle each cup with crushed vanilla wafers across the surface. Finish with a drizzle of caramel sauce. This adds crunch and shine.
- Chill and Serve:
- Place the finished cups in the refrigerator for at least two hours before serving. The chilling allows the flavors to meld and the wafers to soften into cake-like layers everyone loves.

My favorite part is sneaking a spoonful of the caramel ribbon before the cups chill. My grandmother used to top hers with extra wafers so you always found a crunchy surprise at the bottom. It makes every bite a little more fun at family reunions.
Storage Tips
Cover each cup tightly with plastic wrap to keep them fresh in the fridge. They will last up to three days without bananas getting too mushy. If you are making ahead keep banana slices in the shell until just before assembly so they stay pretty.
Ingredient Substitutions
No vanilla wafers on hand Use shortbread cookies or graham crackers for something different. You can swap butterscotch pudding or chocolate pudding for vanilla and sliced strawberries instead of bananas gives a brand new flavor profile.
Serving Suggestions
Dress up each cup with a dollop of whipped cream or an extra dusting of cinnamon. For special occasions use mini trifle glasses to show off the layers. I like to set out toppings like toasted coconut and chopped pecans so guests can customize their own.
Cultural Context
Banana pudding is a classic in Southern kitchens known for comfort and nostalgia. The caramel twist nods to modern dessert trends but still honors those homemade roots. Every family has their own special version and this is the one my kids love best.

Try it once and you will see why these dreamy caramel banana pudding cups hold a permanent spot on my dessert table. Every layer brings a new cheerful memory and a little bit of sweet tradition.
Frequently Asked Questions
- → How do I prevent banana slices from browning?
Slice bananas just before assembling and layer them quickly. You can also lightly coat them with lemon juice to slow browning.
- → Can I use homemade caramel sauce?
Yes, homemade caramel sauce adds a fresh, rich flavor, but store-bought options work well for convenience.
- → Do the vanilla wafers remain crunchy?
The wafers soften slightly as they absorb moisture, becoming cake-like after chilling, which enhances the dessert's texture.
- → How far in advance can I make these cups?
Prepare them up to 24 hours ahead. Chill until serving for best results and freshness.
- → Can I use a different pudding flavor?
Yes, try butterscotch, chocolate, or banana pudding to customize flavors to your preference.