
Pumpkin Streusel Muffins with Cream Cheese Filling have become my go to treat as soon as fall arrives. The combination of pumpkin spice batter tangy sweet cream cheese filling and a buttery cinnamon streusel topping makes these ridiculously tender muffins a bakery style favorite right at home. If you are looking to impress or simply craving cozy flavors these muffins never fail to please.
The first time I baked these was for a neighbor's harvest brunch and within minutes they disappeared completely. Since then I have brought them to countless gatherings and they are always the first thing to go. That little pocket of cream cheese feels like the best kind of autumn surprise.
Ingredients
- All purpose flour: gives structure and helps the muffins hold up to the filling choose unbleached for best flavor
- Baking soda and baking powder: make the muffins rise nicely fresh is best for fluffy muffins
- Salt: brings out all the other flavors use fine sea salt for even mixing
- Pumpkin pie spice: creates that classic warming holiday scent use a fresh blend for max aromatics
- Pumpkin puree: keeps muffins ultra moist and lends natural sweetness look for canned pure pumpkin not pie mix
- Granulated sugar and brown sugar: create the perfect balance of sweetness and softness choose light brown sugar for a caramel note
- Vegetable oil: helps make a soft tender crumb canola or light olive oil work well too
- Eggs: are the binding agent and add richness use large eggs at room temperature for even mixing
- Vanilla extract: brings comforting flavor depth real vanilla is always worth it
- Cream cheese: turns into a tangy creamy layer inside muffins go for brick style not whipped for best texture
- Butter cold and cubed: helps the streusel stay crumbly and crisp unsalted butter lets you control flavor
- Cinnamon in the topping: drives home the autumn spice use Ceylon if you want extra warmth
Instructions
- Prepare the Muffin Pan:
- Line a muffin tin with paper liners making sure each cup is fully covered to avoid sticking and for easy muffin release
- Mix the Dry Ingredients:
- Whisk together flour baking soda baking powder salt and pumpkin pie spice in a medium bowl until well blended for even leavening
- Mix the Wet Ingredients:
- In a separate large bowl stir pumpkin puree granulated sugar brown sugar vegetable oil eggs and vanilla extract until the mixture is smooth and no lumps remain
- Combine Dry and Wet Mixtures:
- Gradually fold the dry ingredients into the wet mixture using a spatula until just combined with no visible streaks of flour being careful not to overmix for tender muffins
- Make the Cream Cheese Filling:
- In a small bowl beat softened cream cheese with granulated sugar and vanilla extract until completely smooth and creamy with no lumps this ensures a luscious center
- Make the Streusel Topping:
- In another bowl combine flour brown sugar and cinnamon then add cold cubed butter and use a pastry cutter or your fingers to rub the mixture into coarse sandy crumbs that easily clump together
- Assemble the Muffins:
- Spoon about one tablespoon of muffin batter into each muffin liner add a teaspoonful of cream cheese filling to the center then cover with more batter until almost full for an even bake
- Add Streusel Topping:
- Generously sprinkle streusel mixture over each muffin pressing lightly so the crumb topping sticks for maximum crunch after baking
- Bake the Muffins:
- Bake in a preheated oven at 350F or 175C for eighteen to twenty two minutes until the tops are golden and a toothpick inserted in the muffin not the cream cheese comes out mostly clean
- Cool the Muffins:
- Let muffins cool in the pan for a few minutes to set then transfer to a wire rack to cool completely which keeps the bottoms from getting soggy

I absolutely love the cream cheese filling because it is not too sweet and turns out dreamy every single time. My sister once asked for these instead of cake for her birthday and we devoured the whole batch in one afternoon.
Storage Tips
Store cooled muffins in an airtight container at room temperature for two days or refrigerate up to five days. For longer storage wrap each muffin tightly and freeze up to three months. Let thaw at room temp or microwave for quick enjoyment.
Ingredient Substitutions
You can swap canola or light olive oil for the vegetable oil with no change in texture. If you are out of pumpkin pie spice mix your own using cinnamon ginger nutmeg and a pinch of clove. For a dairy free option try a plant based cream cheese.
Serving Suggestions
These muffins shine as part of a cozy fall brunch with scrambled eggs and hot coffee. I also pack them in lunchboxes or serve warm with a pat of butter. For extra decadence dust the muffins with powdered sugar right before serving.
Cultural and Seasonal Roots
Pumpkin muffins owe their popularity to American autumn traditions when pumpkin patches pop up everywhere. Baking with pumpkin puree and spices has a long history in US kitchens especially around Thanksgiving and harvest festivals. Streusel came from Europe and adds that extra comfort to classic recipes.

Pumpkin Streusel Muffins with Cream Cheese Filling always turn out to be the surprise favorite at gatherings. Once you bake these they quickly become a fall tradition you will want to return to year after year.
Frequently Asked Questions
- → How do I achieve a moist muffin texture?
Use pumpkin puree and oil to help keep the muffins moist, and avoid overmixing the batter after combining wet and dry ingredients.
- → Can I substitute the pumpkin puree?
Yes, sweet potato or butternut squash puree can be used as alternatives with similar texture and flavor.
- → How to ensure the cream cheese center stays creamy?
Soften the cream cheese thoroughly and blend with sugar and vanilla for a smooth, rich filling before adding to the batter.
- → How to make the streusel extra crumbly?
Use cold butter and lightly mix with flour, brown sugar, and cinnamon to achieve large clumps for a crunchy topping.
- → How long do these muffins stay fresh?
Stored in an airtight container, they remain fresh for up to 3 days at room temperature or up to a week refrigerated.