Meaty Texas Trash Dip

This hearty Tex-Mex classic brings together perfectly seasoned beef, rich melted cheeses, zesty green chiles, and creamy refried beans. It’s layered and baked until irresistibly bubbly and golden, with every bite delivering bold savory flavor and comfort. Serve hot with your favorite tortilla chips or crisp veggie sticks for a party-pleasing dish that’s easy to assemble and sure to satisfy a crowd. Optional garnishes like green onions and cilantro add a burst of freshness to each scoop.

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Updated on Sat, 17 Jan 2026 21:24:32 GMT
A delicious meaty dish is served in a black pan, with a generous amount of cheese and tomatoes. Pin it
A delicious meaty dish is served in a black pan, with a generous amount of cheese and tomatoes. | myhomemaderecipe.com

This cozy Texas Trash Dip is what I make when I need a crowd-pleaser for game nights or casual gatherings. It is rich with Tex-Mex flavor from ground beef, beans and a melty cheese top, all baked to a golden, scoopable dip that disappears fast.

I whipped this up last minute for a potluck once and it was polished off before the main course even hit the table. My friends still ask for it every time we host movie night.

Ingredients

  • Ground beef: Adds hearty texture and protein. Always choose beef with a bit of fat for extra flavor
  • Taco seasoning mix: Delivers instant Tex-Mex spice. Try to pick a brand with chili, cumin and little sugar
  • Water: Brings the seasoning together and keeps the meat tender. Use fresh filtered for best taste
  • Cream cheese: Makes the base luxuriously creamy. Soften it fully for easy blending
  • Sour cream: Balances the richness with a tangy note. Go for full-fat for the best result
  • Refried beans: Gives classic southwestern body to the dip. Choose a can with only beans and simple seasonings
  • Salsa: Adds a subtle kick and rounds out moisture. Use a chunky salsa if you like bits in every bite
  • Diced green chiles: Lends mild heat and flavor. Select a can with no added vinegar for pure chili taste
  • Shredded Mexican cheese blend: Melts evenly and adds great flavor. Shred your own cheese for better melt and fewer fillers
  • Garlic powder: Builds the savory depth. Choose fresh, aromatic powder
  • Onion powder: Offers mild sweetness and umami. Go with a fine powder for even distribution
  • Green onions: For bright herbal garnish. Pick bunches with crisp green tops
  • Diced tomatoes: Refreshes each bite with a juicy burst. Use firm ripe tomatoes for garnish
  • Sliced jalapeños: Brings adjustable heat. Use fresh or jarred per your spice preference
  • Chopped cilantro: Adds citrusy freshness. Pluck the leaves just before serving for vibrance

Instructions

Preheat the Oven:
Set your oven to 175 C or 350 F and lightly grease a 23 cm square baking dish. This prevents sticking and helps with easy serving
Brown the Beef:
Cook the ground beef in a skillet over medium heat until there is no pink left. Break the beef up as it cooks for a fine crumble. Once fully browned drain away any extra fat so the dip is not greasy
Season the Meat:
Add the taco seasoning and water to the skillet with the browned beef. Stir well to coat all the crumbles. Lower the heat and let it simmer for two to three minutes so the flavors absorb and the liquid mostly reduces
Mix the Creamy Base:
In a large bowl combine the softened cream cheese sour cream refried beans salsa diced green chiles half the shredded cheese garlic powder and onion powder. Stir until the mixture is smooth and evenly blended
Combine and Layer:
Fold the seasoned meat into the creamy base gently so the texture stays fluffy. Spoon everything into your greased baking dish and spread the top into an even layer. Sprinkle the remaining cheese over the surface so every scoop will be cheesy
Bake to Perfection:
Place the pan in the hot oven and bake for twenty five to thirty minutes. You want to see the edges bubbling and the top cheese fully melted and just turning gold
Finish and Serve:
Take the dish out of the oven. Let it cool briefly then top with green onions tomatoes jalapeños or cilantro as you like. Serve it piping hot with crisp tortilla chips or fresh veggies for scooping
A close up of a delicious chili cheese dog with a side of chips. Pin it
A close up of a delicious chili cheese dog with a side of chips. | myhomemaderecipe.com

This dip is my personal favorite for its gooey cheesy top. Every time I bake this with my family the kitchen fills with amazing Tex-Mex aromas and all of us huddle around the table laughing and dipping together. It brings everyone back for seconds

Storage Tips

If you have leftovers let the dip cool fully before covering and refrigerating. It keeps well in an airtight container for up to four days. Reheat portions in the microwave or in a foil covered dish in the oven for best results

Ingredient Substitutions

You can easily swap ground turkey or shredded rotisserie chicken for the beef if you want something leaner. For a vegetarian version skip the meat and double the beans and chiles. Use Greek yogurt instead of sour cream in a pinch

Serving Suggestions

This dip is a hit when served with thick tortilla chips but it also works well with crisp bell pepper strips carrot sticks or sliced cucumber. I have also spread cold leftovers inside tortillas for a quick wrap snack

Cultural Context

Texas Trash Dip became popular at large gatherings in the south and especially in Texas where Tex-Mex flavors shine. It is a take on layered bean dips but with extra meat and cheese for that Texas-sized twist

A delicious chili cheese dip is being served in a black skillet, with a spoon being used to scoop it up. Pin it
A delicious chili cheese dip is being served in a black skillet, with a spoon being used to scoop it up. | myhomemaderecipe.com

Serve this straight from the oven for best flavor and fun. Any leftovers make a great next-day snack or wrap!

Frequently Asked Questions

→ What type of ground beef works best?

Use lean ground beef for less excess fat and a hearty flavor. Drain well after browning for best results.

→ Can I use a different cheese blend?

Absolutely! Try Monterey Jack, cheddar, or a spicy pepper jack for a twist on the classic flavor.

→ Are there vegetarian substitutions?

Use vegetarian crumbles or extra refried beans instead of beef to make a meat-free version.

→ How do I make it spicier?

Add chopped jalapeños, extra salsa, or a spicier chili blend to give the dish more kick.

→ Can leftovers be reheated?

Yes, gently reheat in the oven or microwave until hot and bubbly for the best texture and flavor.

Meaty Texas Trash Dip

Bold Tex-Mex layers of beef, creamy cheeses, and beans baked until bubbly and golden, perfect for sharing.

Prep Time
15 Minutes
Cook Time
30 Minutes
Total Time
45 Minutes
By: Susan

Category: ~

Difficulty: Easy

Cuisine: Tex-Mex

Yield: 8 Servings (About 1.5 liters)

Dietary: ~

Ingredients

→ Meat Base

01 450g ground beef
02 1 packet taco seasoning mix
03 60ml water

→ Creamy Base

04 225g cream cheese, softened
05 240g sour cream
06 450g canned refried beans
07 120ml salsa
08 115g canned diced green chiles, drained

→ Seasonings

09 225g shredded Mexican cheese blend, divided
10 1/2 teaspoon garlic powder
11 1/2 teaspoon onion powder

→ Optional Garnishes

12 Sliced green onions
13 Diced tomatoes
14 Sliced jalapeños
15 Chopped cilantro

Instructions

Step 01

Preheat the oven to 175°C. Lightly grease a 23×23cm baking dish.

Step 02

Cook ground beef in a skillet over medium heat until thoroughly browned, breaking up clumps. Drain excess fat. Stir in taco seasoning and water, then simmer for 2–3 minutes until liquid reduces.

Step 03

In a large bowl, beat together softened cream cheese, sour cream, refried beans, salsa, green chiles, half the cheese blend, garlic powder, and onion powder until evenly combined.

Step 04

Fold seasoned beef mixture into the creamy base. Spread the combined mixture evenly into the prepared baking dish and scatter remaining cheese on top.

Step 05

Place baking dish in the oven. Bake for 25–30 minutes, or until edges are bubbling and top is melted and lightly golden.

Step 06

Remove from oven. Garnish with green onions, tomatoes, jalapeños, and cilantro as desired. Serve hot with tortilla chips or fresh vegetable crudités.

Notes

  1. For optimal texture, ensure the cream cheese is fully softened before mixing to achieve a smooth, lump-free base.

Tools You'll Need

  • 23×23cm baking dish
  • Large skillet
  • Mixing bowl
  • Spatula

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy and may include gluten depending on taco seasoning and refried beans.

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 320
  • Total Fat: 22 g
  • Total Carbohydrate: 12 g
  • Protein: 15 g