01 -
Cook the ground beef in a large skillet over medium-high heat for 6-8 minutes, breaking it into small crumbles. Drain excess fat if needed.
02 -
Stir in the taco seasoning and water. Simmer for 3-5 minutes until the beef is saucy and fully cooked to 160°F.
03 -
Wrap the large and small tortillas in a damp paper towel and microwave for 20-30 seconds, just until soft and flexible.
04 -
Lay out each large tortilla. Spread about 3 tablespoons warm nacho cheese sauce over the center, then place one small tortilla on top and press gently.
05 -
Spread warm refried beans down the center of the small tortilla. Add seasoned beef, sour cream, and shredded cheddar in even layers.
06 -
Fold in the short sides, then roll tightly from the bottom up. Serve soft, or toast seam-side down in a dry skillet for 1-2 minutes.