01 -
Let the cream cheese sit at room temperature until soft enough to stir smoothly, about 20-30 minutes depending on your kitchen.
02 -
In a medium bowl, stir together the cream cheese, cheddar, ham, bell pepper, green onions, garlic powder, black pepper, and a small pinch of salt. Mix until evenly combined.
03 -
Taste the filling before adding more salt. If it tastes flat, add a tiny pinch more pepper or garlic powder rather than extra salt.
04 -
Spread about 2 teaspoons of filling on the flat side of 20 crackers, keeping the layer even and close to the edge.
05 -
Top each filled cracker with another cracker, flat side down. Press gently until the filling reaches the edges without spilling out.
06 -
Arrange the sandwiches in a single layer on a platter. Serve right away for the crispest texture, or cover and chill for up to 1 hour before serving.